Did you know that if you are below 150 % of the poverty guidelines you may qualify for a waiver of the bankruptcy filing fee.  See this link directly from the US Courts for exact numbers depending on your family size.  US Court 150 % poverty guidelines.  http://www.uscourts.gov/FederalCourts/Bankruptcy/BankruptcyResources/PovertyGuidelines.aspx 

 When we meet regarding your bankruptcy consultation we will review whether you qualify for a waiver of the filing fee, which includes analysis of other assets and ability to pay the filing fee.